Creating sell offers on stagenet fails every time with "not enough money"
I have two copies of Haveno 1.0.6 running as users XMR_STAGENET_user1 and XMR_STAGENET_user2 so I can trade with myself and generate logs for the other problem.

Every time I try to create a Pay-By-Mail sell ad, it takes ~20 minutes to transfer funds into the trade wallet, then fails with,
```
May-31 23:38:38.970 [Thread-65] INFO  haveno.core.offer.OpenOfferManager: Signing and posting offer L1Po7rHt-bfc02a20-c75d-4226-a293-204706a28066-106 
May-31 23:38:38.971 [Thread-65] INFO  haveno.common.taskrunner.TaskRunner: Run task: ValidateOffer                                                                                           May-31 23:38:38.973 [Thread-65] INFO  haveno.common.taskrunner.TaskRunner: Run task: MakerReserveOfferFunds 
May-31 23:38:38.974 [Thread-65] INFO  haveno.core.xmr.wallet.XmrWalletService: Creating reserve tx with preferred subaddress index=5, return address=73XH95zYsTLHzQ9iP1URSY5EPSJ7UfKfNWcR3hEB
y5CeUsenYSLzanaEEf3fUDsWXpgbS1Cq3H1M86b8WMduyAoREP19H9e                                      
May-31 23:38:40.018 [Thread-65] WARN  h.c.o.p.tasks.MakerReserveOfferFunds: Error creating reserve tx, attempt=1/5, offerId=L1Po7rHt, error=not enough money 
May-31 23:38:45.019 [Thread-65] INFO  haveno.core.xmr.wallet.XmrWalletService: Creating reserve tx with preferred subaddress index=5, return address=73XH95zYsTLHzQ9iP1URSY5EPSJ7UfKfNWcR3hEB
y5CeUsenYSLzanaEEf3fUDsWXpgbS1Cq3H1M86b8WMduyAoREP19H9e 
May-31 23:38:45.067 [Thread-65] WARN  h.c.o.p.tasks.MakerReserveOfferFunds: Error creating reserve tx, attempt=2/5, offerId=L1Po7rHt, error=not enough money 
May-31 23:38:50.073 [Thread-65] INFO  haveno.core.xmr.wallet.XmrWalletService: Creating reserve tx with preferred subaddress index=5, return address=73XH95zYsTLHzQ9iP1URSY5EPSJ7UfKfNWcR3hEB
y5CeUsenYSLzanaEEf3fUDsWXpgbS1Cq3H1M86b8WMduyAoREP19H9e 
May-31 23:38:50.102 [Thread-65] WARN  h.c.o.p.tasks.MakerReserveOfferFunds: Error creating reserve tx, attempt=3/5, offerId=L1Po7rHt, error=not enough money 
May-31 23:38:55.103 [Thread-65] INFO  haveno.core.xmr.wallet.XmrWalletService: Creating reserve tx with preferred subaddress index=5, return address=73XH95zYsTLHzQ9iP1URSY5EPSJ7UfKfNWcR3hEB
y5CeUsenYSLzanaEEf3fUDsWXpgbS1Cq3H1M86b8WMduyAoREP19H9e 
May-31 23:38:55.134 [Thread-65] WARN  h.c.o.p.tasks.MakerReserveOfferFunds: Error creating reserve tx, attempt=4/5, offerId=L1Po7rHt, error=not enough money 
May-31 23:39:00.136 [Thread-65] INFO  haveno.core.xmr.wallet.XmrWalletService: Creating reserve tx with preferred subaddress index=5, return address=73XH95zYsTLHzQ9iP1URSY5EPSJ7UfKfNWcR3hEB
y5CeUsenYSLzanaEEf3fUDsWXpgbS1Cq3H1M86b8WMduyAoREP19H9e 
May-31 23:39:00.182 [Thread-65] WARN  h.c.o.p.tasks.MakerReserveOfferFunds: Error creating reserve tx, attempt=5/5, offerId=L1Po7rHt, error=not enough money
```

This is with "Reserve only the funds needed" selected.  Otherwise, it fails with a different error:
```
May-31 23:50:49.099 [Thread-74] INFO  haveno.common.taskrunner.TaskRunner: Run task: MakerSendSignOfferRequest                                                                               
May-31 23:50:49.128 [Thread-74] INFO  h.c.o.p.tasks.MakerSendSignOfferRequest: Sending SignOfferRequest with offerId 986463-dfd154b1-738d-44ea-bb8c-f8a61e2d15bd-106 and uid 0eecb384-50e0-46
41-89af-5ec943ae7bfd to arbitrator ywoag7j4ot4kpmtiv274y34vqbkrhsvi3bdrb2j2vxcjzxkolsbziwad.onion:7777                                                                                       
May-31 23:50:49.182 [JavaFX Application Thread] INFO  h.c.o.p.tasks.MakerSendSignOfferRequest: SignOfferRequest arrived at arbitrator: offerId=986463-dfd154b1-738d-44ea-bb8c-f8a61e2d15bd-10
6                                                                                                                                                                                            
May-31 23:50:50.337 [pool-22-thread-1] WARN  haveno.core.offer.OpenOfferManager: Received AckMessage with error state for SignOfferRequest with offerId 986463-dfd154b1-738d-44ea-bb8c-f8a61e
2d15bd-106 and errorMessage=Exception at handleSignOfferRequest Invalid send amount, expected 1128332350000 but was 1130934250000 with tx fee 2601900000 
May-31 23:50:50.338 [pool-22-thread-1] ERROR haveno.common.taskrunner.Task: An error occurred at task: MakerSendSignOfferRequest                                                             Error signing offer 986463-dfd154b1-738d-44ea-bb8c-f8a61e2d15bd-106: Arbitrator nacked SignOfferRequest for offer 986463-dfd154b1-738d-44ea-bb8c-f8a61e2d15bd-106: Exception at handleSignOff
erRequest Invalid send amount, expected 1128332350000 but was 1130934250000 with tx fee 2601900000                                                                                           
May-31 23:50:50.338 [pool-22-thread-1] ERROR haveno.common.taskrunner.TaskRunner: Task failed: MakerSendSignOfferRequest / errorMessage: An error occurred at task: MakerSendSignOfferRequest
Error signing offer 986463-dfd154b1-738d-44ea-bb8c-f8a61e2d15bd-106: Arbitrator nacked SignOfferRequest for offer 986463-dfd154b1-738d-44ea-bb8c-f8a61e2d15bd-106: Exception at handleSignOff
erRequest Invalid send amount, expected 1128332350000 but was 1130934250000 with tx fee 2601900000 
May-31 23:50:50.339 [pool-22-thread-1] ERROR h.c.offer.placeoffer.PlaceOfferProtocol: An error occurred at task: MakerSendSignOfferRequest
Error signing offer 986463-dfd154b1-738d-44ea-bb8c-f8a61e2d15bd-106: Arbitrator nacked SignOfferRequest for offer 986463-dfd154b1-738d-44ea-bb8c-f8a61e2d15bd-106: Exception at handleSignOff
erRequest Invalid send amount, expected 1128332350000 but was 1130934250000 with tx fee 2601900000 
May-31 23:50:50.340 [pool-22-thread-1] WARN  haveno.core.offer.OpenOfferManager: Error processing unposted offer 986463-dfd154b1-738d-44ea-bb8c-f8a61e2d15bd-106: An error occurred at task: 
MakerSendSignOfferRequest
Error signing offer 986463-dfd154b1-738d-44ea-bb8c-f8a61e2d15bd-106: Arbitrator nacked SignOfferRequest for offer 986463-dfd154b1-738d-44ea-bb8c-f8a61e2d15bd-106: Exception at handleSignOff
erRequest Invalid send amount, expected 1128332350000 but was 1130934250000 with tx fee 2601900000 
```