Should I modify 'init.vim' to `set formatoptions-=cro`?
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I added `set formatoptions-=cro` to `~/.config/nvim/init.vim`, but it seems doesn't work.
Looking around the documentation, I cannot find how to set `formatoptions` in `init.toml`.
Maybe we could add a `~/.config/nvim/extra_init.vim` for users to add their custom tweaks other than `toml`?

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Can I use some file like `~/config/nvim/custom_init.vim` to load my custom settings?

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Maybe I could add `alias nvim='nvim -c "set formatoptions-=cro"'` to `~/.bashrc`...

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