Lost funds 3 times in 3 different ways
**Describe the bug**
1. I tried it the first time. Then the things told me (after broadcasting the BTC transaction) that the other party doesn't actually have the funds (like 10 EUR). So I paniced and refunded the transaction by doublespending it with a higher fee. Here I lost only the fee of the BTC txn.

2. I tried it again and this time I got endlessly stuck in "Waiting for Alice to lock Monero". It is the same issue as in #688 ,which is claimed to be fixed, but it is actually still there for me. I lost the funds. Like 10 EUR.

3. I tried it another time and had the same issue as in I had the first time (see 1.). But this time I didn't cancel it, because I thought: "Hey this is the new atomic swap thing, it is awesome and atomic. So I don't need to doublespend it to overrride the original transaction. If anything does wrong, the coins will simply come back to my refund-address". So I didn't cancel the transaction by doublespnding it, but I let it confirm. Lost coins again. Like 5 EUR.

Quite disappointing so far.

Some notes on the side:
* I wanted test it, because I'm an interested user and I need the swaps.
* I now there is a testnet, but I'm not a developer and don't have the time to mess with all that.
* I read the whitepaper. The swaps make sense to me, but I don't fully understand the whole math behind it.
* I read on the internet many times about waiting 72 hours. But even after that time nothing happened.
* I went to localmonero and got what I wanted in a few minutes.
* I understand that much, to say that the term ATOMIC SWAP is clearly false!

**Lost/trapped Funds**
Yes

**Debug logs**
I don't have. The requirements of this software are so high that I ran it in a docker container. That is now disposed.

But I can still provide the BTC addresses where I had sent the funds. If that helps?!

**Platform (please complete the following information):**

- CLI 
- Software Version 0.10.2
- Operating System: ubuntu 20.04 in docker container
